Hey there, TPPers – good to see you again. First of all, give yourselves a virtual pat on the back (no actual touching – blame COVID) – you got through January and the blues they say come with it. We are now into spring, can you believe, so there are plenty of reasons to be cheerful. As you will see from this month’s cover, we’re delving into the cryptic world of crypto! How many of you have heard about Bitcoin but never really understood what it was or how it can work? Well, wonder no more as we try and break down the subject of crypto into bite-sized bits of information you can bank! Enjoy issue #109 and see you in March.